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Small and mid-sized businesses need working capital to survive. A Merchant Cash Advance (sometimes called a Business Cash Advance) is a valuable tool to help them better manage and grow their businesses. However, like any other powerful tool, if used incorrectly, it can do more harm than good.


As a long-time provider of this product, AdvanceMe, the nation’s foremost provider of Merchant Cash Advances for small and mid-sized businesses, has issued these white papers to invite discussion regarding best practices for the Merchant Cash Advance industry. AdvanceMe believes that through best practices, the industry can ensure the healthy development of robust and ethical competition, as well as a level playing field, while providing a safe operating environment for the merchants, banks, acquirers, processors and associations that are impacted by this growing industry.

I invite your input and feedback at: GG@MCABestPractices.com
Glenn Goldman, CEO, AdvanceMe, Inc.

AdvanceMe has published the following Merchant Cash Advance industry White Papers:

"Merchant Cash Advance: Not for Every Business. Is it Right for Yours?"
MCA White Paper 1

August 2009 - This White Paper is the third in a series and the first addressed directly at business owners so they can make more informed decisions regarding working capital options for their businesses.
Read the White Paper
Download the PDF file here
Read the Press Release

   
"Best Practices for Merchant Cash Advance Providers: Assessment of Risk"
Merchant Cash Advance White Paper 2 April 2008 - This White Paper addresses issues central to creating a strong, positively perceived industry demonstrating a capacity for sensible risk assessment, accurately and consistently forecasted growth and returns worthy of investment.
Read the White Paper
Download the PDF file here
Read the Press Release
   
"Know Your Customer: Guidelines for Responsible Merchant Cash Advance Providers"
MCA white Paper3 June 2007 - This White Paper is a call to the Merchant Cash Advance (MCA) industry to begin discussion regarding the creation of key standards and best practices that responsible MCA providers should follow.
Read the White Paper
Download the PDF file here
Read the Press Release